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My name is Kevin Carroll. I was born and raised in San Francisco, California, where I attended Saint Ignatius College Preparatory. I am a graduate of both Santa Clara University and the University of San Francisco. Following a 40-year career in teaching and pastoral ministry, I launched a new career as a writer and speaker.
I live in San José, California. My wife, Kathy, and I have three adult sons and five precious grandchildren. I have much for which to be grateful.
I can be reached via email at kmc43sjc@gmail.com

My books are available for purchase online from Amazon. I also have copies of some of these titles at my home for those who would like to buy them directly from me.
A Moment’s Pause for Gratitude (2017)
Cherries in the Summer (2021)
The Ambassador of 38th Avenue (2022)
Dad: 12 Questions… (2023)
A Focus on Gratitude (2024)
Through the Lens of Gratitude (2024)
A Bahamian Odyssey (2026)
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November 2

Reflection Question of the Day for November 2:
“What can you do during the month of November to conscientiously express your gratitude to others?”
Excerpt from:
A Focus on Gratitude
Kevin Carroll
(Balboa Press, 2024) -
It’s November!

“There is a calmness to
a life lived in gratitude,
a quiet joy.”
Ralph H. BlumDriving around West San José earlier this evening, I reflected on some of the countless ways my life is blessed right now. I’m capable of driving my car. I have a car. Most of the drivers around me were considerate and followed the rules of the road. I have a home to return to and a garage in which to park my car. I’m alive!
I am blessed with a number of good family members, friends, and acquaintances. I’m not hungry. I’m in better physical condition now than I was twenty years ago. I have excellent health insurance and an outstanding medical team. My memory allows me to recall, with vivid detail, many people and experiences from fifty and even sixty years ago. (Just don’t ask me what I had for lunch today!)
I have five beautiful grandchildren who bring me more happiness than I ever thought possible. I live in the beautiful State of California. It’s only a 50-minute drive from my home to San Francisco and the Pacific Ocean. I can walk relatively long distances with ease. My vision allows me to see and appreciate the natural beauty of the greater San Francisco Bay Area.
I have been blessed with the ability to express myself well in writing. I can thoroughly enjoy the successes achieved by those around me. My organizational skills enable me to keep track of documents I thought I would never need to access again. I am content with what I have and with who I am. I feel totally loved by a God I cannot fully comprehend.
I could name many more things for which I am grateful, and I could specifically identify a number of people for whom I am especially grateful. I choose not to do so here for fear that I would leave someone out who should be on that list. In no way do I believe that my life is better than anyone else’s. I have no need, nor desire to compare myself to anyone.
For most of my adult life, November has been my favorite month of the year. I am overjoyed walking or driving through my neighborhood and seeing the brilliant red, gold, and yellow leaves mixed in with a few stubborn green ones on the trees. I enjoy the comfortable days and cooler nights. As American author Lauren DeStefano wrote about this time of year, it’s “as if nature had been saving up all year for the grand finale.”
There is a lesson in this for all of us. American naturalist John Burroughs wrote, “How beautiful leaves grow old. How full of light and color are their last days.” I can only hope that, when my time comes, the same thing can be said about my final days.
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Halloween 2025
“There is a child in every
one of us who is still a
trick-or-treater looking for
a brightly-lit front porch.”
Robert Brault
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“Be watchful. Be alert.”

“Be watchful! Be alert!”
Mark 13:33[Information in this post was updated November 1, 2025]
Four words… straight from the Bible. How prophetic they have proven to be in my experience as a longterm employee, and now retiree, of the Roman Catholic Diocese of San José. I share this blog post today for the benefit of other retirees of the Diocese, several of whom read this blog on a regular basis.
I began working in the Diocese of San José in September 1979. I was blessed to have an amazing administrative team at Saint Christopher School. Two Sisters of the Presentation, Sister Eileen Diggins and Sister Pauline Borghello, shared the role of principal. Both were professional, supportive, encouraging, and kind. The pastor of Saint Christopher Parish, Monsignor Norman Allen, treated his employees with the same level of dignity and compassionate care. I worked at Saint Chris for four years as a junior high teacher in the school and director of youth and young adult ministries for the parish. I enjoyed my responsibilities immensely. At the recommendation of Sister Eileen, I left Saint Chris in June 1983 to pursue my master’s degree in school administration at the University of San Francisco.
In the remaining 32 years prior to my retirement in 2015, I was employed at two other schools and one other parish in the Diocese of San José. In those years, I served under five different principals, eight pastors, and two bishops.
Having attended Catholic schools from elementary through graduate school, I became quite familiar with Gospel values, though it was clear to me at an early age that such values were not always practiced by some of my teachers. So while I was disappointed, I was not totally shocked to experience, through my professional career, an alarming lack of integrity, basic kindness, competence, and professionalism by several administrators and ordained priests. The four years I spent at Saint Christopher School and Parish had not prepared me for what was to come.
Needless to say, by the time I chose to retire from the Diocese of San José, I’d had enough. I had witnessed first-hand more deception, dishonesty, harassment, and financial corruption than I could ever have imagined when I began my career in ministry. I would readily have shared my concerns in the “exit interview” at the time of my retirement. Sadly, however, that meeting was not an interview at all, despite the fact that I was retiring four years prior to my normal retirement age of 65. I mistakenly believed that someone at the Diocese might wonder or care why I would choose to do so.
I was immensely grateful to sever my ties with the Diocese of San José. Since the Diocesan Pension Plan was handled by a third-party administrator, I had no reason to continue my relationship with the Diocese. I had completed the retirement documents which clearly indicated that the option I selected was a “Life Annuity with 120 Payments Certain and 50% Surviving Spouse Benefit.” This document was signed by Reverend Monsignor Francis V. Cilia, Vicar General of the Diocese of San José, on July 25, 2015.
For the past ten years, I have received my pension benefit through direct deposit to my bank account. It has always been the correct amount. I was confident that my financial future, and that of my wife, was set in stone… until three weeks ago, when I received a Certificate of Participation from Securian Financial Group, Inc. in St. Paul, Minnesota. This correspondence from the current third-party pension administrator, was for the purpose of “evidencing your rights to receive payments under the annuity contract, which is guaranteed by Securian Life.”
The problem with this document is that it indicated that my pension was a Straight Life Annuity, a monthly benefit paid during my lifetime until the last payment on or before my death. There was no mention of the 50% spousal benefit. I called Securian. They confirmed that my benefit was a straight annuity that would end at the time of my death. I mentioned that I had elected a reduced pension with a 50% spousal benefit. I was told that they have no record of this.
I contacted the Benefits Office of the Diocese of San José. They seemed to know nothing about a 50% spousal benefit. So I drove to the chancery to deliver a copy of my Retirement Certification document dated July 25, 2015. Surely this would be sufficient to rectify the error. It wasn’t. I was told to address my concern with Securian.
The next day, I sent the Securian representative a copy of my Retirement Certification document from the Diocese. It took a little more than two weeks, but I finally received a response on Saturday morning, November 1 confirming my claim. A new Certificate of Participation has been issued with the correct information.
What if I had not taken the time to carefully read through the correspondence from Securian? What if I had passed away prior to receiving this correspondence? It seems that no one at either Securian or the Diocese of San José was aware of this “error” in their records. My guess is that Kathy would have been out of luck and my pension would have ended with my death.
I write about this today for one reason and one reason only — to warn other retirees of the Diocese of San José to verify their pension benefits. How many other retirees of the Diocese might have the mistaken belief that the pension benefit to which they agreed, and to which the Diocese agreed at the time of their retirement, might not be in effect due to some “error” in the administration of the Pension Plan? While my situation has been resolved, I feel a moral obligation to follow-up on this issue for the benefit of other retirees whose pensions may also have been compromised.
English philosopher Thomas Hobbes warned over 400 years ago, “Whoever is detected in a shameful fraud is ever after not believed even if they speak the truth.” For me, the credibility of the Diocese of San José has been compromised by the consistent deception, lack of integrity, and unethical practices by Church leaders throughout the past forty years.
In chapter 13 of his account of the Gospel, Mark warned us, “Be watchful! Be alert!” Prophetic words, for sure.
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Not for Them

“Sometimes the people
around you
won’t understand
your journey.
They don’t need to,
it’s not for them.”
Joubert BothaIn 1974, I opted to take a gap-year from college to accept a teaching position at a high school in the Bahamas. At the conclusion of that academic year, my Dad admitted to me that, at first, he thought I was making “the biggest mistake of my life” by dropping out of school for a year. A visit to Nassau in June 1975 convinced him otherwise.
In 1978, I received a letter informing me that I had been accepted for a firefighting position with the San Francisco Fire Department. Instead of accepting that offer, I opted to take a job teaching junior high literature at a school in San José. My Dad went to his grave believing that was the biggest mistake of my life. I never convinced him otherwise.
Throughout my lifetime, there have been countless decisions I’ve made which have been questioned by others, some of them rightly so. In 1986, Kathy’s employer, AT&T, wanted her to accept a transfer to a new AT&T facility in Aurora, Colorado. The offer was quite attractive. When I mentioned the possibility to my parents, they freaked out. Their first grandson, Tom, had just been born. How dare we consider moving away from the San Francisco Bay Area? That resistance, which was surprisingly tenacious, caused us to investigate the opportunity more fully. In doing so, it became clear to us that a move to Colorado was not in our best interest. Still, I was a bit disconcerted at my parents’ reaction to the opportunity.
We are nearing the end of 2025. In retrospect, I am confident that the decisions I made to teach in the Bahamas and to pass up the opportunity to serve in the San Francisco Fire Department were the right decisions for me. I’m also certain that remaining in California was the right choice. AT&T shut down the Aurora facility just a few years later.
In the past few months, I’ve struggled with a decision made by my youngest son, Brendan. He left a job with a reputable organization, a job which provided a decent salary and excellent health and retirement benefits, to launch his own business as a basketball physical conditioning trainer. This time, I was the one who questioned the wisdom of his decision. How could someone pass up the job security of his previous position to enter the world of entrepreneurship where, according to the U.S. Bureau of Labor Statistics, 20% to 24% of new businesses fail in their first year?
The wise words of South African accountant Joubert Botha apply to me as much as they do to anyone else. I may not understand what Brendan is doing, or why, but I don’t need to understand. It’s not for me to judge. It’s Brendan’s life. The consequences of his actions, whether they be positive or negative, are his to accept, not mine. Just as I didn’t want my parents telling me which path I should take in my life, I owe Brendan the same respect.
The 1950’s TV comedy Father Knows Best is anachronistic in today’s world. The roles of fathers and husbands today are strikingly different than they were sixty-five years ago. For the past 25 years or so, fathers and husbands have been portrayed in the media as clueless, foolish, and incompetent. This portrayal has had a significant effect on how fathers are perceived by their children today. The respect which was once both an expectation and a societal norm has been replace by an attitude that fathers are obsolete and of no real value to their children in the new millennium.
This brings me back to Botha’s quote. The people around me today may not understand my journey at this point in my life, but they don’t need to. It’s not for them.
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Dad

“All that we love deeply
becomes a part of us.”
Helen KellerI want to keep this short and sweet. If my Dad were still alive today, we would be celebrating his 100th birthday.
Dad died a little more than seventeen years ago — on July 31, 2008. Was he the perfect father? Uh,… is there such a thing? No, he was not perfect. He was as flawed as any other human trying his best to make his way through what can sometimes be a complicated world. I do believe, though, that he did the best he could do, given his own life experiences and traumas, to provide for our family and to care for us.
In my younger years, Dad was my hero — firefighter, lieutenant, captain, and then battalion chief in the San Francisco Fire Department. He worked hard to achieve those promotions. Toward the end of my high school years, we clashed, as many young men do with their fathers as they navigate the transition from adolescence to young adulthood. I made mistakes. He made mistakes. There were some difficult times, but we survived and emerged with a mutual respect for each other.
When I became a Dad myself, I found myself always trying to measure-up to Dad’s expectations, even though he rarely shared what those expectations were. I just knew. I wanted him to be proud of me and proud of the job I was doing fathering my own three sons.
In the end, Dad gave me the greatest gift I could possibly have been given. It was early evening on July 31, 2008. I spoke on the phone with Mom for about 45 minutes. As was always the case, she said, “Here, say a quick hello to Dad.” Usually, those quick hellos weren’t much more than a minute, if that. But that night, Dad and I talked longer than Mom and I had conversed. It was strange. He had lots of questions about a project I had been working on throughout June and July which had just concluded.
At the end of our conversation, I received the gift — a gift I will never forget, and one I will always cherish. Dad said, “I love you,… and I’m proud of you.” An hour later, he fell down the stairs of our family home, sustaining major head trauma which caused his death that night.
No, Dad wasn’t the “perfect” Dad, nor am I, but I will always remember him with tremendous love, respect, and gratitude. In large part, I am who I am today because of him. How could I be anything but deeply grateful?
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Heaven Sent

“Mochi is a small gift
of deliciousness
from the gods.”
Caroline IshiiAfter dinner last night, I had a craving for something cold and sweet. Not surprisingly, I went to the freezer to see if we had any ice cream. What I found was even better. On the top shelf, I saw a small box of mochi ice cream. What a treat!
Mochi ice cream is a small, round dessert consisting of a soft, pounded sticky rice dumpling (that’s the mochi) formed around an ice cream filling. The mochi I found in the freezer was wrapped around mango flavored ice cream.
For the past couple of years, I have made an effort to be conscientious about what I eat, but I enjoy a sweet dessert now and then. So I did a bit of research to learn if mochi ice cream might be healthier than the normal ice cream we eat. The answer is yes.
Mochi can be healthier than traditional ice cream primarily due to its portion control and lower calorie count per serving. As with any dessert, though, too much of a good thing can be detrimental to one’s health.
Mochi-covered mango ice cream —
what a healthy treat.
Cold and sweet and tasty, too…
a great dessert to eat.The flavor is delicious
and the texture soft and cold.
I plan to keep on eating mochi,
even when I’m old. -
An Unexpected Treat

“Books are uniquely
portable magic.”
Stephen KingMy travels in San Francisco yesterday took me to the halls of Holy Name School on 40th Avenue in the Sunset District. This was a highly unusual excursion for me, as I attended Holy Name’s rival school, Saint Gabriel, for my elementary school years. I had never set foot inside the hallowed halls of Holy Name, though some of my best childhood friends went to school there. I checked into the main office to take care of the business that had brought me there.
Unrelated to my primary purpose for visiting the campus, I had the pleasure of meeting Alice Seher, director of the Holy Name Preschool. She happened to stop by the office while I was there and we had a pleasant conversation. I told her about my book Cherries in the Summer. Since I had a copy of the book in my backpack, I gifted it to her, and offered to read it to her students if she would like me to do so. She accepted my invitation immediately.
There are two preschool groups at Holy Name School. I first met with the younger group, ages three and four. I sat in a chair in front of approximately 15 children and read the poem while displaying the amazing illustrations throughout the book. I let the children know that those illustrations were created by a 12-year-old sixth grade student from San José in 2021.
The second group consisted of an equal number of four to five year olds. They, too, seemed to enjoy the story and the colorful illustrations. In the middle of the story, one little girl gently interrupted to inform me that her father had a hat just like mine! (A reminder to me of why I never felt called to teach that age group during my professional career.)
When I was leaving, Alice extended an invitation for me to return to Holy Name School again to read to the preschool students. I just might do that. As Stephen King said, “Books are uniquely portable magic.”
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Keep It Simple

“The greatest wealth
is to live content
with little.”
PlatoI visited a friend’s home on Friday afternoon. He lives in a studio apartment in an upscale senior living facility in Los Gatos. The grounds of the facility are neatly groomed, with the perfect a balance of colorful shrubs, plants, trees, and grass throughout the complex. When I entered his apartment, I was unprepared, and pleasantly surprised, to see what I can only describe as a minimalist decor. I was quite impressed.
The apartment has a moderate-sized living room/dining room area adjacent to an adequate-sized kitchen. The bedroom, which is more like an alcove, looks out to the middle of the living space. From the bedroom one can access the bathroom and closet. Opposite the bedroom is a sliding-glass door which opens to a small outdoor patio. At the end of the living space opposite the kitchen there is one more room. It’s small, but large enough to use for a cozy office space. My friend chooses to use it for storage of a few items.
The furniture in the apartment, what little of it there is, is quite functional. A small table is situated just outside the kitchen area in what one could consider the dining room. Next to that is a computer table and office chair. The only other items in the living space are a futon-type couch for two, a 2-shelf bookcase, and a small coffee table. I’m pretty sure I recall seeing two framed images on the wall.
In the bedroom, there was a bed. That’s it. Just a bed. I’m guessing that the bedroom closet provides enough space for a dresser or chest of drawers. As I mentioned, there were a few items in the smaller room, but the space could never be described as cluttered.
What was missing in the apartment? The most obvious omission is a television. He does have internet access, but no cable connection. With no TV, there’s no need for it. There’s also no stereo sound system with speakers. It’s not that my friend cannot afford such items. In fact, he has the financial resources to fill his home with any number of luxury items he might want, but he chooses not to do so. He has what he needs. For him, that’s enough.
American author Vernon Howard would consider my friend to be successful. I do, too. Howard wrote, “You have succeeded in life when all you really want is only what you really need.” How sad that such contentment is so rare in our society today.
It is all too common today for personal happiness to be equated with the accumulation of material possessions. How important it is for so many people to have the 65-inch TV, which is currently the most popular size for new purchases in the United States. And true success and happiness is clearly indicated by the purchase of a Tesla, BMW, Mercedes-Benz, or other high-end vehicle, right?
Bigger, better, more,… American consumers seem to have an insatiable desire to have more than we need. Why? I’m sure the answer varies from person to person. This is precisely why I am so impressed by the simplicity with which my friend chooses to live his life. He is successful. He is happy. He has everything he needs. Wow! I’m impressed.
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5150

“Pay no attention
to the man
behind the curtain!”
L. Frank Baum
The Wizard of Oz